The Summary: holding dollars, moving dollars: the two economics inside one stablecoin market

By Darren Wang, Founder and CEO, Owlting Group (NASDAQ: OWLS)

Note

*Operating metrics are unaudited and derived from the Company's internal records. Destination markets reflect completed transactions on OwlPay Harbor from January 1, 2026 through September 30, 2026. Payment volume refers to completed payment volume on OwlPay Harbor during the applicable calendar month; the growth multiple compares September 2026 with April 2026, average compound monthly growth is calculated over the five months in between, and actual monthly growth varied. Enterprise client counts include clients with an executed Services Agreement with the Company, and the count as of October 19, 2026 is approximate. These metrics were previously disclosed in "Owlting Group (NASDAQ: OWLS) Issues CEO Letter to Shareholders Marking One Year on Nasdaq," October 19, 2026. For the full list of supported payout markets and currencies, see OwlPay Harbor's developer documentation: https://harbor-developers.owlpay.com/docs/off-ramp-coverage

About Owlting Group

Owlting Group (NASDAQ: OWLS) is the operating brand of OBOOK Holdings Inc., a global fintech company building regulated payment infrastructure, founded in Taiwan with subsidiaries across the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. Its OwlPay platform is a fiat-digital currency hybrid payment solution that helps businesses move money across borders in the expanding digital economy. Recognized for rapid growth and industry leadership, Owlting was ranked No. 226 on the Financial Times and Statista “High-Growth Companies Asia-Pacific 2026” list with a 42% compound annual revenue growth rate, and named among the key global players in a 2025 digital currency market report by CB Insights. For more information, visit www.owlting.com/portal/?lang=en.

Forward-Looking Statements

This article contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company’s future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as “may,” “will,” “expect,” “anticipate,” “plan,” “intend,” “aim,” “target,” “continue,” “believe,” “estimate,” or similar expressions. These forward-looking statements are based on the Company’s current expectations and assumptions and speak only as of the date on which they were originally made. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company’s filings with the U.S. Securities and Exchange Commission. Forward-looking statements in this article include those regarding the Company’s long-term revenue objective for 2030, expected pricing pressure in cross-border and stablecoin payments, the Company’s position relative to other payment providers, and the Company’s aim for transaction volume to grow faster than operating costs, each of which is subject to risks and uncertainties, including regulatory and licensing requirements, financing, liquidity, partner and customer execution, market demand, competition, and other factors outside the Company’s control. Historical payment volume growth and enterprise client counts are not indicative of future payment volume, revenue, or profitability. Operating figures cited in this article are based on the Company’s unaudited internal records as of the dates stated and do not represent revenue.

Digital Asset and Blockchain Disclaimer

References in this article to digital assets, blockchain technologies, stablecoins, or distributed ledger technology are for informational purposes only and do not constitute an offer to sell or a solicitation of an offer to buy any digital asset, security, or financial instrument. Digital asset markets are subject to significant volatility and regulatory uncertainty, and the availability of related products and services may be subject to regulatory approvals and compliance with applicable laws and regulations.

Third-Party Information

This article may contain references to third-party companies, products, services, or publications. Such references are provided for informational purposes only and do not constitute an endorsement, sponsorship, or recommendation by the Company unless expressly stated. The Company has not independently verified third-party market data referenced in this article. Any third-party data or figures referenced in this article do not represent the Company’s transaction volume or revenue.

Product Availability

Certain products or services described in this article may not be available in all jurisdictions and may be subject to regulatory requirements and compliance with applicable laws and regulations.

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