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Aug 24, 2026 9:48 PM

Alex Timm, Founder of Root Inc., joins Jackson to break down Root's finances, business model, how they have managed to disrupt the auto insurance industry, becoming a native-AI insurer, Root's distribution playbook, and more.

0:00 Leadership: "it's not about me"

2:29 Surviving the IPO and a 90% stock crash

6:18 How Root works: your phone as a risk sensor

9:34 Real-time pricing & the native-AI insurer

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14:11 First profit, the data moat & capital allocation

17:53 The moat vs. the largest insurers

20:23 Distribution channels & the opt-in market question

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